SAVE THE DATE: Join MHC on May 30th for the 2019 Annual Meeting Dinner

Please join the Metropolitan Housing Coalition for our 2019 Annual Meeting on Thursday, May 30th from 5:15-7:15 P.M. at The Olmsted, 3701 Frankfort Ave., Louisville, KY 40206.

Andrea Levere, President of Prosperity Now

This year’s keynote speaker is Andrea Levere, President of Prosperity Now and chair of the Community Advisory Council of the Federal Reserve System. Levere will focus her talk on building wealth for residents in predominantly black communities and MHC’s 22,000 Equities campaign focused on creating housing opportunities for black households, as 36% of black households are homeowners, compared to 70% of white households. As the president of Prosperity Now (formerly CFED), a private nonprofit organization with the mission of ensuring that everyone has the opportunity to gain financial stability, build wealth and achieve prosperity. Prosperity Now designs and operates major national initiatives that aim to integrate financial capability services into systems serving low-income people, build assets and savings, and advance research and policies that expands economy mobility for all with a special focus on closing the racial wealth divide.

Individual tickets are $80/person which includes a plated dinner (Meat or Vegetarian/Vegan Option). Table sponsorship opportunities are also available–full table sponsorships starts at $1,000 and includes a table of 8 (Click HERE to see more sponsorship information).

For purchasing tickets or a sponsorship online:

1) Visit:
2) FILL OUT the form and Enter the total amount for all tickets you would like to buy ($80/person) or the total for the sponsorship level.
3) Include the following information in the “Comments” box: 2019 Annual Meeting Tickets, names of all attendees (if known), and how many vegetarian/vegan meals are required.

To Purchase by Mail:

(1) Send a check to: MHC, P.O. Box 4533, Louisville, KY 40204-4533
(2) Include the following information: “2019 Annual Meeting Tickets”, names of all attendees (if known), and how many vegetarian/vegan meals are required.
(3) OR include the following information for your sponsorship option: Note “2019 Annual Meeting Sponsorship”, names of all attendees (if known), and how many vegetarian/vegan meals are required.

For more information regarding ticket purchases or sponsorships, or any Annual Meeting Dinner questions, please contact Tony Curtis, Development Director: or at (502) 584-6858.

MHC Releases the 2018 State of Metropolitan Housing Report

The State of Metropolitan Housing Report (SMHR) examines nine housing indicators that MHC tracks to assess annual progress on fair housing and affordable housing opportunities in the 13-county Louisville metropolitan area, which includes five counties in southern Indiana.

The 2018 SMHR is subtitled, “Involuntary Displacement,” as the report also focuses on the state of evictions, foreclosures, and other indicators of involuntary displacement related to changes in the state of affordable housing in Louisville/Jefferson County and the Louisville Metropolitan Statistical Area (MSA). To access the full report click on the following:

2018 State of Metropolitan Housing Report

The SMHR includes important data on evictions, foreclosures, homeownership rates, and homelessness, among other housing-related topics. The report clearly demonstrates Metropolitan Louisville’s growing need for safe, fair, and affordable housing.

From the focus topic the report shows:
• Statewide, evictions are concentrated in Louisville. From 2000-2016, Louisville/Jefferson County total evictions were, on average, more than half (54.0 percent) of all evictions statewide, and Louisville/Jefferson County eviction filings accounted for about two-thirds (66.9 percent) of the state total. Yet, Jefferson County contains only 21.1 percent of the state’s renter-occupied housing units.
• While evictions are declining overall, rates remain high in some areas. Eviction data, from 2016, for census tracts in Jefferson County show an average of 36.68 total evictions with an average rate of 5.18 percent. Tracts with the 10 highest eviction rates all have rates of 12.0 percent or higher, which is greater than the 2001 peak eviction rate of 8.20 for Louisville/Jefferson County. These tracts are concentrated in western and southeastern Jefferson County.
• Foreclosures sales are higher in western Louisville/Jefferson County than in the rest of the city. Nearly three of every ten (29.5 percent) foreclosure sales occur in just three zip codes (40212, 40211, and 40216). Each of these zip codes account for more than 9.1 percent of total foreclosure sales in Louisville.
• Twenty-eight census tracts in Jefferson County are found to be at increased risk for involuntary displacement due to neighborhood changes that jeopardize the housing stability of current residents. These places have a combination of higher rates of vulnerable populations, demographic change, and increasing home values either within the tract or in an adjacent tract.
From the general measures on fair and affordable housing, the Report shows:
• Louisville Metro continues to segregate by race, having a disability, being a female headed household with children and/or being Hispanic/Latinx.
• Nearly 40 percent of the workforce does not earn a wage that would support the rent of a modest two-bedroom apartment in the Louisville MSA.
• Lower-income homeowners in Jefferson County continue to struggle with shelter costs, as over 83 percent of households earning between $20,000 and $34,999 devote more than 30 percent of their income towards shelter and close to half of those earning between $35,000 and $49,999 are in the same situation.
• Homeownership rates for whites in Louisville Metro is nearly 70 percent compared to 36 percent of black/African American households and 37 percent of Hispanic/Latinx households.

MHC recommends the following:
• Demand that all planning processes address the increase in need for affordable and accessible housing across the entire county.
• Develop and support policies that require inclusion of affordable housing whenever the city confers a benefit to a housing developer.
• Develop new and expand existing policies that protect existing residents from negative effects of property value increases that are a result of large scale public and private economic development projects.
• Augment incentives for producing affordable and accessible housing.
• Establish new and support existing programs for accessible short-term low-interest loans for those in danger of eviction or foreclosure.
• Expand programs that help low-income home owners repair and maintain their homes.

MHC Executive Director Cathy Hinko sees the analysis within the State of Metropolitan Housing Report as a component of a larger framework that supports a new approach to development in Louisville – prosperity without displacement. “The number of planned investments and projects in neighborhoods across the city, particularly places in West Louisville that have borne the brunt of disinvestment and systemic racism, has created a watershed moment for the future of Louisville. We have a chance to reshape development practices in our city towards a process that is community-based and centers the needs of people in the neighborhood where investment is occurring. Concerns about involuntary displacement must be front and center in all development projects, and policy tools – specifically protecting existing affordable housing and creating new affordable housing – should be a priority. Additionally, we must recognize the forces that can lead to involuntary displacement, including eviction, foreclosure, gentrification-related neighborhood change, and others. We must create a suite of policy tools to proactively protect at risk residents.”

The Metropolitan Housing Coalition, made up of over 300 member organizations and individuals, has educated and advocated for fair, safe and affordable housing and increased housing choices for all people in the Louisville MSA, for over 25 years. For more information on MHC, visit our website at All MHC reports and publications are available as free downloads on the Web site.

This year’s report is made possible by the support of Louisville Metro Government, PNC Bank, Fifth Third Bank, Wells Fargo l, and University of Louisville’s Cooperative Consortium for Transdisciplinary Social Justice Research.


The Metropolitan Housing Coalition (MHC) calls upon the Kentucky Board of Education and the Interim State Education Commissioner to commit to implementing a strong and effective school desegregation plan for the Jefferson County Public Schools (JCPS) – a plan that will continue and strengthen JCPS’ efforts to combat the effects of housing segregation in Louisville and achieve diversity in every school. As state officials move forward with proceedings to take over management of JCPS, we are concerned about JCPS’ future in the absence of a demonstrated understanding of racial housing segregation and its impact on schools. With no detailed and effective desegregation plan from state officials to affirm that diversity and equity remain important goals, MHC is compelled to take a formal position opposing state takeover.

MHC has worked tirelessly for over 20 years to promote fair, decent and affordable housing in the Louisville metropolitan region. The extreme residential segregation that continues to plague our city is a principal obstacle to achieving these goals. As demonstrated by research on the history of redlining in Louisvillei and Richard Rothstein’s groundbreaking work,ii housing segregation resulted from decades of intentional public policy at all levels of government. More than 50 years after enactment of fair housing laws, Louisville remains highly segregated. By one measure, it is the fourth-most segregated city in the U.S.iii

Research has repeatedly documented the devastating effects of segregation, particularly for people of color and low-income families. Report after report reveal the deleterious impact of segregation on health, economic opportunity, social well-being, public safety, and educational outcomes for public school students. Segregation is particularly harmful for marginalized groups, but everyone is affected. Nationally, higher rates of racial segregation are associated with lower economic growth for entire metropolitan areas.iv

As part of its effort to roll back decades of segregation in Louisville, MHC has always supported JCPS’ school desegregation efforts, implemented through the Jefferson County Student Assignment Plan (SAP). The SAP was first mandated in a court decree addressing the public schools’ documented history of intentional discrimination against African Americans. The SAP has become a critically important tool to ensure that even as our residential neighborhoods remain highly segregated, our young people will not face compulsory segregation at school. MHC is open to an improved plan to achieve diversity in every school. However, it is important to recognize that housing desegregation did not happen organically. It is a legacy of segregationist housing policy. Efforts to break that legacy will take many years.

MHC applauds the Jefferson County Board of Education’s efforts to continue implementing and improving the SAP, even after being formally released from legal obligations to do so, and despite later court challenges seeking to undo it. Among urban U.S. school districts, JCPS is unique in its commitment to desegregation. Unfortunately, jurisdictions such as Charlotte-Mecklenburg have reverted to highly racially segregated schools after backing away from their commitment to diversity.v

MHC has worked with Louisville Metro government on issues of segregation and affordable housing. Louisville Metro has demonstrated its commitment by funding the Louisville Affordable Housing Trust Fund, appointing a city Chief Equity Officer, implementing the Fair Housing Assessment, committing to Racial Equity Here, and supporting the Redlining Project. MHC calls upon the state to demonstrate an equally strong commitment to dismantling the lasting effects of intentional governmental policies that created segregation. That would certainly be expected as part of any effort to close the student achievement gap and address other racial equity issues in the public schools.

The Kentucky State Board of Education is currently in legal proceedings to take over management of JCPS. If successful, the Jefferson County Board of Education will be relegated to an advisory capacity, and the State Education Commissioner will have sole management authority. This has occurred against the backdrop of statements from the Governor and other state officials suggesting that the Jefferson County SAP should be scrapped in favor of a return to “neighborhood schools,” and a state audit report questioning implementation of the Jefferson County SAP.

Neighborhood schools will be segregated schools, and that is no way to bridge the racial educational achievement gap. We have had neighborhood schools in the past and have seen the discriminatory impact, particularly for students of color and students from low-income families. As a city, we cannot afford to take a step backward.

To date, the Interim State Education Commissioner has not shared his plans for JCPS if the state is permitted to take over the district. There is too much at stake for state officials to remain silent. MHC calls upon the Kentucky Board of Education and the Interim State Education Commissioner to affirm their commitment to school desegregation and their recognition that diversity will not happen organically because of the continuing impact of racial housing segregation policies. In the absence of a detailed and effective school desegregation plan from state officials, MHC opposes state takeover of the Jefferson County Public Schools.

i Joshua Poe, Redlining Louisville: The History of Race, Class & Real Estate (June 2015, updated Dec 2017),

ii Richard Rothstein, The Color of Law: A Forgotten History of How Our Government Segregated America (Liveright 2017)

iii Alexander Kent & Thomas Frohlich, America’s Most Segregated Cities, 24/7 Wall St. (Aug 29, 2015).

iv Harrison Campbell, Huiping Li and Steven Fernandez, Residential Segregation, Spatial Mismatch and Economic Growth across US Metropolitan Areas, 50 Urban Studies No. 15 (Oct 2013).

v Jennifer Ayscue, Brian Woodward et al., Segregation Again: North Carolina’s Transition from Leading Desegregation Then to Accepting Segregation Now, (forward by Gary Orfield) The Civil Right Project (May 14, 2014)

Thank You For Making the 2018 MHC Annual Meeting a Success!

Thank you to all who supported the Metropolitan Housing Coalition (MHC) Annual Meeting at The Olmsted. Thank you to all of our sponsors—Our Fair Housing Sponsor Wells Fargo, our Foundation Sponsor PNC, and our Keystone Sponsors LDG Development and the Tyler Park Neighborhood Association.

Louisville Metro Council President David James with Jackie Floyd of the Center for Neighborhoods and an MHC Board Member.

We also wish to thank the following sponsors—Our Groundbreaking Sponsors include BB&T, BIA of Greater Louisville, Develop Louisville Office of Housing & Community Development, Habitat for Humanity, Housing Partnership, Inc., Louisville Metro Housing Authority (LMHA), Louisville Urban League/Rebound, Inc., Metro United Way, River City Housing, and Stites & Harbison PLLC.

Advocates Sponsors include AARP, Craig Henry PLC, Jewish Family & Career Services, Kentucky Housing Corporation (KHC), Louisville Affordable Housing Trust Fund (LAHTF), Spalding University School of Social Work, The Weber Group, and Wellspring.


Thank you to Richard Rothstein of the Economic Policy Institute for giving the keynote address and Lexington Fair Housing Council for sponsoring the keynote. Also, thank you to Louisville Mayor Greg Fischer and Louisville Metro Council members David James, Barbara Sexton Smith, Rick Blackwell, and Cheri Bryant Hamilton for attending.


Guest of Honor Rep. Jim Wayne gives remarks at the MHC Annual Meeting.

And to Council members Bill Hollander and Kevin Kramer who supported the event, but were attending to official duties at a Louisville Metro Council Budget Hearing. Thank you to each and everyone of you who are engaged in the coalition’s efforts for safe, fair, and affordable housing in Louisville.

Representative Jim Wayne was the Guest of Honor at the 2018 MHC Annual Meeting. Thank you to Mayor Fischer for honoring Rep. Wayne’s work in the continuing fight for safe, fair, and affordable housing! Rep. Wayne was instrumental to establishing the Affordable Housing Trust Fund, which has created more than 10,000 housing units for low-income families since 1994 and now has a steady funding source thanks to his persistent support and the support of community advocacy groups.









2017 State of Metropolitan Housing Report officially released – Download here

The 2017 State of Metropolitan Housing Report was officially released Tuesday, December 12th at 12 pm at Metro United Way. This year’s focus was “The State of Affordable Rental in the Louisville Region.” You can download the report by clicking on the bottom link or going to the Reports section on this website: (

2017 SMHR – The State of Affordable Rental in the Louisville Region


2017 State of Metropolitan Housing Report will be released Tuesday, December 12th

What: Official release of 2017 State of Metropolitan Housing Report
When: Tuesday, December 12th, 12:00 pm – 1:00 pm
Where: Metro United Way, 334 E. Broadway Louisville, KY 40202

MHC has been hard at work with University of Louisville’s Center for Environmental Policy and Management (CEPM) working on the 2017 State of Metropolitan Housing Report (SMHR). This year we will focus on renting especially from a regional perspective. We will have more details on the focus topic in upcoming newsletters, but for now, make sure to mark your calendars for December 12th and be there for the release!

Support MHC today (9/14) during Give for Good Louisville


It’s finally here, the biggest day of local giving, Give for Good Louisville! Give for Good takes place all day today Thursday, September 14th online at

Last year we had our most unique donors yet and raised the most money we ever have. This year our goal is to raise at least $4,500 and have 50 unique donors with a stretch goal of 75 unique donors and $7,500! We can do this!

To give to MHC today, go to the following link and choose an amount or click on donate.


Tell your friends and family to join you in supporting MHC and many other great organizations (there are over 500!) during Give for Good Louisville. If you have any questions, please email or call us at 502.584.6858.

MHC’s 2017 Annual Meeting: Tuesday, May 30 from 5:15-7:15 pm at the Olmsted

Please join the Metropolitan Housing Coalition for our 2017 Annual Meeting on Tuesday, May 30 from 5:15-7:15 p.m. at the Olmsted, 3701 Frankfort Ave. Louisville, KY

This year’s keynote speaker is Louisville Mayor Greg Fischer

Over his tenure, Mayor Greg Fischer has a long and impressive list of fair and affordable housing accomplishments which include: Louisville receiving a $29.5 million HUD choice grant to transform Beecher Terrace and the Russell Neighborhood; 20-Year Action Plan for Fair Housing; an inclusive Comprehensive Plan process which includes fair housing, affordable housing, health, and sustainability despite not being mandatory; creation of Louisville CARES; funding program work for the Louisville Affordable Housing Trust Fund; research and development of the Redlining interactive map; a the work in west Louisville covering the gap between cost of building new single-family homes in a small area and the initial appraised value of those homes. Local action is imperative, and Mayor Fischer has shown the steady determination to address the issues of fair and affordable housing.

Individual tickets are $70 per person, and there are a variety of sponsorship opportunities available. Dinner will also be served during the event. You can download the flyer below or click on the image to enlarge it.

For more information regarding sponsorships or any other questions, please contact Michael Kolodziej, Development Director, at or at (502) 584-6858.

2017 MHC Annual Meeting flier

2017 MHC Annual Meeting flier

2016 State of Metropolitan Housing Report is available online!

The 2016 State of Metropolitan Housing Report (SMHR) is now available online, here on MHC’s website.  The report examines nine housing indicators that MHC tracks to assess annual progress on fair housing and affordable housing opportunities in the 13-county Louisville metropolitan area, which includes five counties in southern Indiana.

2016 SMHR Cover

The focus topic of the 2016 State of Metropolitan Housing Report is: “Housing for People Living with Disabilities and our Aging Population.” Our population is aging. We have known for decades that as the “Baby Boomer” generation ages, that group would contribute to an enormous increase in the numbers and proportion of those who are 65 years and older — a figure that currently stands at about 14 percent in the United States. Seniors’ ability to find affordable housing across the U.S. is an increasing challenge. The number of those paying more than half of their household income on housing increased by 34 percent from 2005 to 2014 (Make Room 2016). Providing services to and benefiting from what this age group has to offer are issues all communities are beginning to address in some fashion. Furthermore, as we age, the potential for experiencing long-term disability increases. Attention to the intersection of age and disability is therefore crucial to examining access to fair, safe, and affordable housing.

Click here for a link to the report in PDF: 2016 State of Metropolitan Housing Report

You can access all of MHC’s reports by going to MHC Reports under the Resources section or click here.

2016 SMHR Release Date Announced: Tuesday, December 13th at 12pm at New Directions

It’s that time of year again. Please join MHC for the release of the 2016 State of Metropolitan Housing Report (SMHR), on Tuesday, December 13th at 12pm at New Directions Housing Corporation, 1000 East Liberty Street. Louisville, KY 40204.

Tuesday, December 13th at 12pm at
New Directions Housing Corporation,
1000 East Liberty Street. Louisville, KY 40204

The SMHR is our annual housing report card, and it examines nine indicators of fair and affordable housing progress in the Louisville Metropolitan Statistical Area (MSA). This year’s focus topic is “Living in Community: Accessible and Affordable Housing for an Aging Population and Those Living with Disabilities.” Please see below for the event flyer.

2016 SMHR Release Event Flyer


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